Will you be my Valentine?

Tomorrow is a day the we celebrate love. Its Valentine's Day. We run to the store to buy gifts, candy, and what nots. This year I have decided that's just not something I'm into. My lovies don't need candy to know that I love them. I shower them with hugs and kisses everyday. So, here are a few ways to show your loved ones you love them without blowing the bank.

1) Food- Nothing says love like cooking your family their favorite meal. My husband loves my lemon pepper wings and my kids love mac and cheese. I'm not trying to reinvented the wheel, but give them something special we don't normally eat. So, on Valentine's Day we will be having... Japanese food. No, I'm not cooking but we have discovered our love for sushi so I'll treat the family to something on a night we don't normally eat out. And it makes it even better that UberEats and Doordash are finally available in my area.

2) Being Present- With the hustle and bustle of life multi-tasking has become our thing. I can cook and help my kids with their homework. I can be on social media and listen to my husband talk about his day. Valentine's Day will be a day of no multi-tasking for me. My family will have my undivided attention. Sometimes we lose thing in translation trying to accomplish a 100 things at one time.

3) Enjoy- Valentine's Day is meant for fun conversations and having fun. All important activities will be postponed until the next day. No stressing will be had on this day. Watching a movie, play a game, listen to music if you are staying in. If you are bold enough to brave the outdoors go to a show, a new restaurant, or explore the city. 

All this boils down to is giving your best self to the people you love. Enjoy living in the moment for one night is worth more that any gifts.

Where did My Money Go?

Many of you think January lasted forever but I thought it went by fast. I have been setting my goals up for the year and trying to adapt to this new way of life. And, I must say I'm not doing too bad. To say has been difficult is an understatement but I am a work in progress. This month, I set the foundation for my finances, health, and business. I had to realize that I'm not the most organized person. 

With finances being at the top of the list, I hired a financial advisor to hold me accountable and give me a reality check on the state of my finances. Its weird my mom was an accountant but I never learned financial literacy. It's so important to know how credit works and why it's important to save.  I have been on an endless roller coaster of having money, then being broke. So, I decided to get off the ride and educate myself so I will be able to educate my children.

Plus, I want our family to travel and soon or later become debt free. 

Since it has only been a few weeks I can't say if my finances have improved but I am fully aware of where I am concerning money and where I want to go. So? If you are like me, and a little direction, a financial advisor can make a big difference. You can find them at your bank or through recommendation. Ask a friend or family member to see who they use. Or if you are a sucker for apps like me, try these financial apps out to help you get to your financial goals...

Credit Karma- Keep track of your credit score, at all times.
Mint- See your spending and create a budget
Acorns- Learn how to invest
Digit- Make saving effortless with this app


I'll keep you posted on my saving habits... Do you guy have any tips or Apps you use to save money?